Direct Primary Care Membership with CFMA

Clearwater Family Medicine & Allergy

Direct Primary Care at CFMA

Direct Primary Care Membership with CFMA

Alternative to Traditional Healthcare Coverage. With insurance premiums increasing and healthcare becoming unaffordable for many Americans, CFMA has developed this membership to better serve Pinellas County with accessible, transparent care.

  • Clear, predictable fees (billed every 4 weeks)
  • Cash-friendly labs and imaging guidance
  • Discounted GLP-1 medications via Strive (home delivery)
  • 24/7 access to our EHR Portal System
  • 24–48 hr appointment availability for sick and urgent visits
  • Telehealth and in-office appointments
  • Annual Wellness Exam with body composition analysis (when applicable)
  • Medical support while traveling via televisit
  • Medicine 3.0 approach — prevention and optimization
  • Discounted supplements and labs

The membership program begins January 1. Limited availability — spots will fill quickly.

Program Highlights

Up to 20 appointments per year for the 12-month membership
Up to 10 appointments for the 6-month membership
Medicine 3.0 approach: prevention, not just reaction
Telehealth or in-office flexibility
Discounted labs, supplements, and GLP-1 medications

CFMA Basic Membership Pricing

Choose from a one-year (52 weeks) or six-month (26 weeks) plan. Billed every 4 weeks.

One-Year Plan

  • Ages 16–20: $35 every 4 weeks
  • Ages 21–40: $65 every 4 weeks
  • Ages 41–60: $85 every 4 weeks
  • Ages 61+: $110 every 4 weeks

Six-Month Plan

  • Ages 16–20: $45 every 4 weeks
  • Ages 21–40: $75 every 4 weeks
  • Ages 41–60: $95 every 4 weeks
  • Ages 61+: $120 every 4 weeks

How Do I Get Started?

We are currently accepting patients and adding to a waiting list. Membership starts January 1, and availability is limited. Don’t miss your chance — secure your spot early!

Do I Need Insurance?

With the membership, CFMA does not bill insurance and insurance is not required. However, it is recommended to maintain insurance coverage to help pay for labs, imaging, medications, and hospital services. CFMA is not responsible for outside service costs.

HSA/FSA: Our services may qualify for reimbursement through your HSA or FSA. Contact your benefits administrator to confirm eligibility. Medicare does not cover membership fees, and most private plans do not reimburse them.

What if I Have an HMO or Medicaid?

Patients with an HMO plan through commercial insurance or Medicaid (primary or secondary) are not eligible for the CFMA membership program.

Who is the Ideal Candidate?

  • Those without insurance
  • Those on high-deductible commercial insurance plans
  • Those with insurances CFMA is not in-network with
  • Corporate groups seeking affordable employee wellness coverage

Join the CFMA DPC Membership Interest List

Spots are limited. Membership begins January 1. We’ll reach out to review your options and next steps. (No spam—ever.)

HIPAA Notice: Please do not submit sensitive Protected Health Information (PHI) in this form. Use the CFMA Patient Portal for medical questions or to share clinical information. This form is for membership inquiries only and is not monitored 24/7. If you are experiencing a medical emergency, call 911.

Clearwater Family Medicine & Allergy • Clearwater & Palm Harbor • 727-446-1097
Memberships are not insurance. Availability is limited. Enrollment begins January 1.

Ready to Take the Next Step?

Whether you need allergy relief, primary care, weight management, or hormone support — we’re here to help.

Whether you need allergy relief, primary care, or hormone balance - we're here to help.

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CONTACT US

  • 727-446-1097

  • 833-941-2542

  • Clearwater: 708 Druid Rd E, Clearwater, FL

    33756

  • Hours: Mon & Thu 9-5:30 | Tue & Fri 9-5 | Wed 9-4:30

  • Palm Harbor: 2445 Tampa Rd, Suite C, Palm

    Harbor, FL 34683

  • Hours: Mon & Thu 9-5:30

© 2025. Clearwater Family Medicine and Allergy. All rights reserved.

© 2025. Clearwater Family Medicine and Allergy. All rights reserved.

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